6.5 M LinkedIn Passwords Are Leaked

6.5 M LinkedIn Passwords Are Leaked LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. http://storify.com/Careergeek_blog/6-5-m-linkedin-passwords-are-leaked [amp;amp;amp;amp;amp;lt;a href= LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen. http://storify.com/Careergeek_blog/6-5-m-linkedin-passwords-are-leaked target=_blankamp;amp;amp;amp;amp;gt;View the story 6.5 M LinkedIn Passwords Are Leaked' on Storifyamp;amp;amp;amp;amp;lt;/aamp;amp;amp;amp;amp;gt;]amp;amp;amp;amp;amp;lt;br /amp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;h1amp;amp;amp;amp;amp;gt;6.5 M LinkedIn Passwords Are Leakedamp;amp;amp;amp;amp;lt;/h1amp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;h2amp;amp;amp;amp;amp;gt;LinkedIn is widely accepted and used as a professional social network. It has now emerged that on 06 June 2012 around 6 million LinkedIn user passwords were dumped on a Russian web forum. It took LinkedIn more than 2 hours to confirm that some passwords were stolen.amp;amp;amp;amp;amp;lt;/h2amp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;Storified by Careergeek_blog amp;amp;amp;amp;amp;amp;middot; Wed, Jun 06 2012 16:36:12amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;S kattertechamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;It can be confirmed that LinkedIn passwords are stolen. The news was officially broken on the LinkedIn blog.amp;amp;amp;amp;amp;amp;nbsp;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;Part of the statement reads. amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;We are continuing to investigate this situation and here is what we are pursuing as far as next steps for the compromised accounts:amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;a mp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;Members that have accounts associated with the compromised passwords will notice that their LinkedIn account password is no longer valid.amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;These members will also receive an email from LinkedIn with instructions on how to reset their passwords. There will not be any links in these emails. For security reasons, you should never change your password on any website by following a link in an email.amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;g t;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;iamp;amp;amp;amp;amp;gt;These affected members will receive a second email from our Customer Support team providing a bit more context on this situation and why they are being asked to change their passwords.amp;amp;amp;amp;amp;lt;/iamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;Linkedin Blog amp;amp;amp;amp;amp;amp;quot; An Update on LinkedIn Member Passwords CompromisedWe want to provide you with an update on this mornings reports of stolen passwords. We can confirm that some of the passwords that were am p;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bamp;amp;amp;amp;amp;gt;In case you’re curious about the sorts of passwords that appear in the sizable password hash dump, the team at amp;amp;amp;amp;amp;lt;a target=_blank href=http://fictivekin.com/amp;amp;amp;amp;amp;gt;FictiveKinamp;amp;amp;amp;amp;lt;/aamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;amp;nbsp;have launched a tool calledamp;amp;amp;amp;amp;amp;nbsp;amp;amp;amp;amp;amp;lt;a target=_blank href=http://www.leakedin.comamp;amp;amp;amp;amp;gt;LeakedInamp;amp;amp;amp;amp;lt;/aamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;amp;nbsp;that takes a text input, hashes it with the SHA-1 algorithm, and checks it against the leaked file. So far, the usual suspects like “linkedin” and “password” are among those that have been leaked, though with passwords that weak it’s no surprise they were among the first to be cracked.amp;amp;amp;amp;amp;lt;/bamp;amp;amp ;amp;amp;gt;amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;Early on 06 June 2012, BBC reports caught our eye saying LinkedIn passwords stolen. It reports that around 6 million passwords are believed to be stolen.amp;amp;amp;amp;amp;amp;nbsp;amp;amp;amp;amp;amp;lt;bramp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;LinkedIn passwords are leakedSocial networking website LinkedIn is investigating claims that over six million of its users passwords have been leaked onto the internamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;At the same time LinkedIn posted on their twitter timeline that they were looking into the issueamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp; amp;gt;Our team is currently looking into reports of stolen passwords. Stay tuned for more.LinkedInamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;Our team continues to investigate, but at this time, were still unable to confirm that any security breach has occurred. Stay tuned here.LinkedInamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;New Post: Further Update on LinkedIn Member Passwords Compromised. http://blog.linkedin.com/2012/06/06/linkedin-member-passwords-compromised/LinkedInamp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bamp;amp;amp;amp;amp;gt;Internet security firm Sophos later confirmed that a file containing 6,458,020 encrypted passwords was, in fact, posted on the internetamp;amp;amp;amp;amp;lt;/bamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/pa mp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;Although the data which has been released so far does not include associated email addresses, it is reasonable to assume that such information may be in the hands of the criminals, Sophos said in a statement.amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;Investigations by Sophos researchers have confirmed that the file does contain, at least in part, LinkedIn passwords.amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;pamp;amp;amp;amp;amp;gt;Sophos recommended that all LinkedIn users change their passwords as a precaution.amp;amp;amp;amp;amp;lt;/pamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; amp;amp;amp;amp;amp;lt;divamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;bamp;amp;amp;amp;amp;gt;**Developing Story**amp;amp;amp;amp;amp;lt;/bamp;amp;amp;amp;amp;gt;amp;amp;amp;amp;amp;lt;/divamp;amp;amp;amp;amp;gt; 0

How to Separate Work from Play as a Remote Worker

How to Separate Work from Play as a Remote Worker Technology makes it possible for more workers to telecommute. It eliminates the daily commute for the employee, while it saves the company on office space and utility bills.As a remote worker, you can do your job in shorts and slippers if you like, take a break whenever you want, or keep your beloved pet at your side for company.However, there’s a tendency to do more relaxing than working. Your breaks might turn into afternoon naps. If friends or family know you’re working from home, they might start dropping by and become distractions.Photo Credit â€" Pexels.comevalBut there are If you feel the need, get up to stretch and move around a little. Drink cold water throughout the afternoon. Set small but realistic goals You need to be more assertive with family or friends who are interfering with your job. They’ll have to learn to respect your work habits.It can be difficult to stay focused if you’re also watching the kids. Try to get more done when they’re taking a nap, or aft er your spouse gets home to help.Keep them busy with toys and games where you can keep an eye on them. You should organize your work day so that your kids adjust to your daily routine, as well.As children get older, they’ll understand and appreciate that you’re trying to make money. Teach them good financial habits at an early age: where money comes from, the value of hard work, and the importance of saving money for future needs. You’ll raise people who don’t spend their money in vain and you’ll have your peace and quiet while you’re working.Photo Credit -Pixabay.comPlay After HoursIf you’re a remote employee, you may have to work standard hours to be available. A freelancer or someone with more leeway can set their own working hours. You might find it more productive to work in the evening instead of the morning, especially if you have children at home.When you’ve been working on your own for a while, you may discover that you’re more of a night owl. If necessary , block out a few hours of work here and there over the course of the day.Learn better time management skills, such as taping TV shows, setting priorities, and planning shopping or errands more efficiently.But a work-life balance is important, so you should also block out time to be with family or friends, or indulge in your favorite hobbies.In order to reduce stress, you’ve got to make the most of your personal time, as well. If work ideas pop into your head while you’re dining out or playing with the kids, just make a note of it and continue enjoying yourself.evalTurn off your work phone, don’t check your e-mails. After all, your family let you work while you had to, they deserved your full attention.All Work and No Play…Working from home is a great opportunity, but it’s important to stay focused and productive. Stay in the right mindset by setting up a workspace and minimizing distractions.Photo Credit â€" Pexels.comYou’ll also have to develop a routine that fits your working habits and your family life. But playtime is just as important. Setting aside your pressures and simply enjoying life is important to relaxation and health. It also helps you to focus and be more productive when you do work.

From Solo Entrepreneur To Starting A Team - CareerAlley

From Solo Entrepreneur To Starting A Team - CareerAlley We may receive compensation when you click on links to products from our partners. When you first started out on your little entrepreneur journey, it was most likely you and you alone that was running the ship. You most likely didnt expect it to get to the point where you were even having to consider hiring employees, yet here you are, reading this article. The journey you started with was never going to be the journey you finished with, especially if you have been putting in the effort to make sure that your company is growing and growing. But now it has come to the point where youre thinking about starting your own team, you might feel like youre a deer caught in the headlights. Hiring your first employee - Although it might feel like youre ready, you really need to think about how ready your finances are going to be. Tweet This It can be such a nerve-wracking process and one that can so easily go wrong if you dont play your cards right. So many employers are hiring employees without the right training, the right safety evaluations, and the right protection. So this article is aimed at all of you who are thinking about hiring your very first employee, but are not really sure what route you should be going down, who to hire, and how you can do it right. Weve got some great tips that should help the whole process move along without a hitch. So sit back and relax, and see how these tips help you! Image Source How Ready Are Your Finances? Although it might feel like youre ready, you really need to think about how ready your finances are going to be. Its not just the cost of having to pay their wages that you need to think about, its everything that comes with it. You need to think about any additional needs that they have, the equipment youre going to have to buy for them to use, and even uniform if you want to go down that route. You need to make sure you have adequate office space, and sometimes that involves moving to somewhere bigger and more expensive. Youd then need to think about what you would do whilst theyre off on holiday, or whilst theyre off sick. There are literally so many things that you need to think about, and that your finances needs to be ready for. In terms of the wage that youre going to offer them, you really need to consider how youre going to pay that from month to month. Because now two lots of wages will be coming out of that business bank account, and youd need to make sure that youre able to pay both you and them, even in those months where profit is going to dip. So have a good analyse, and see how much you could afford to lose, before not being able to pay one of you the wage. Obviously, you would have to lose out yourself, you couldnt contract an employee to a wage, and then apologise and offer them less one month because things are a little slow! What Type Of Person Are You Looking For? This is such an important factor, because the type of person that you hire is going to play a huge effect on the type of business that you run. Considering its most likely only going to be you and the one person you hire for the time being, you need to think about the personality traits that you want. Do you want someone who is going to be so hyper-focused on their work, and always looking for ways that the company can be improved. Or would you prefer someone who is so relaxed, and will just do the job you tell them to do, without getting involved in anything else? If youd like our opinion, you need the perfect mix of both. Managing a team can be hard and the more people that you are in charge of, the more difficult it can be. Staying in control of a large number of people and making sure that they are getting all of their work done on time is something which you get better at over time. You should, however, always make sure that your team respects you and that they know that you are there to lead rather than just be their friend. There are plenty of ways that you can help yourself to manage a great team so keep reading to find out more! How to Manage A Great Team You need someone who is going to bring that fun vibe to the company, as well as being so relaxed that if you do hire someone else, theyll make them feel so at ease. You dont want to start your company off with someone who is going to be overpowering. Another great bit of advice, is look to hire someone who is so desperate for the opportunity to show an employer what they can do. Disability employment services is something you might want to look into, because there are some people who are just desperate to show their worth in the working world, but are being shot down left right and center, simply because they have a minor disability. But most importantly, just make sure that this person gels well with you! The Legal Side Of Things The legal side of things is what you really need to make sure that youre getting right, because if theres one thing thats going to land you in really hot waters, its an annoyed employee who feels like youre doing them wrong. So first of all, make sure that you contact an employment solicitor so they can help you write up a great contract. Making sure that your employees sign a contract before they get into your company is so essential, it gives you something to fall back on! You then need to make sure that youre keeping things formal, and always keeping your employees best interests at heart. You dont want to become too friendly with them that it can be deemed as creepy, but you dont want to be too overbearing with them that it feels like bullying. As long as youre paying the right, treating them right, and giving them all of the opportunities to progress, you should never find yourself in legal trouble over your employees. Image by rawpixel from Pixabay Keeping It A Fruitful Investment Finally, you need to make sure that this person is growing with your company, and keeping it a fruitful investment is easily done by training them up throughout the company, rather than limiting them to one role. Not only does this make it far more interesting for them, but it takes a lot of pressure off you, as you can easily split the workload of the company, rather than just giving them one role. As your team starts to grow and grow, it makes it far easier for people to take on managerial roles! What's next? Ready to take action? Choose the right tools to help you build your career. Looking for related topics? Subscribe and make meaningful progress on your career. It’s about time you focused on your career. Get Educated Contact Us Advertise Copyright 2020 CareerAlley. All Rights Reserved. Privacy Policy + Disclosure home popular resources subscribe search

The Most FAQs about Executive Resumes

The Most FAQs about Executive Resumes Writing a resume should take a while due to the detailed nature of it. However, if you have more questions than answers as you’re writing it, then it could be taking longer than it needs to. It’s only natural for executives to have questions when crafting their resume, and a professional resume writing service can help answer all of them. No question is unreasonable, and here are some of the most frequently asked questions we hear. What Length Should My Resume Be? A common misconception is a resume should never be more than one or two pages. While this could be true for some professions, it’s acceptable to make it a little longer if you’re applying for a senior level position. The key is formatting the resume so it is easy to read, highlights your important attributes and doesn’t have big chunks of text. A professional resume writing service can help you trim some of your words, so each one is meaningful no matter how long the resume ends up being. How Can My Resume Represent Me? Focusing on your personal brand is the best way to make your resume give a true representation of who you are. Your resume gives you the opportunity to tell about your skills and accomplishments, as well as your soft skills like leadership ability, personality and more. Another way for your resume to be a true representation of you is to target your audience and write to them specifically. What’s The Purpose of A Biography? An executive resume biography shouldn’t simply summarize your resume, contrary to popular belief. Instead, it should be used as a tool to tell a story about your accomplishments and expand more on your soft skills. The goal with an executive resume biography is to provide employers with a vision of how you can help their company by expanding on your resume. Is A Cover Letter Really Necessary? Sometimes employers will read cover letters and sometimes they won’t. You never know which side the company is on, so it’s always best to just write one. When you work with a cover letter writing service, you can easily accomplish this and actually enhance your chances of landing an interview. Sending in a cover letter with your resume won’t hurt your chances, as long as it’s written appropriately. But not sending in a cover letter could get your resume thrown out immediately. Professional Resume Services is here to answer all of your questions pertaining to executive resumes and more. We enjoy helping job seekers with their resume and understand there are many questions throughout the process. If you ever have a question about your resume, cover letter or anything else, don’t hesitate to reach out to us and we will help you in any way we can.

What Verbs to Use on Resume - Resume Grammar Tips

What Verbs to Use on Resume - Resume Grammar TipsAre you trying to decide what verbs to use on your resume? Many times, it is not at all uncommon for those seeking employment to have a confusing pile of resumes.The process can be time consuming and frustrating as hiring managers can still find out little of the information that they need from simple written English on the resume. One mistake that people often make is to simply look at the resume itself to figure out what words to use. But there are other ways to make the resume more understandable.You should make a list of the words that you will not use. This can help you keep things organized and will eliminate some of the clutter. Writing things that you simply do not want others to see, do not want them to read or speak these words.You should also use bullet points to make them more readable. Having them on your resume will make it much easier for you to scan the resume quickly.Verbs that you use will require you to focus in on w hat your potential employer wants to hear. You should take the time to research what is important for an employer to see. For example, you would not be writing a cover letter that you are asking someone to call you by the name of Dr. George L. who now lives in Atlanta.The person reading your resume would be more interested in knowing who you are than what you want. In order to make your resume speak clearly, you should be clear on what you want and then explain why that is important to you.As we get older and our world gets more difficult, it is important to remember to keep things simple. A simple resume can sometimes serve as the best way to let a potential employer know what you are looking for in a position.

Student Loans Income Share Agreements a New Alternative

Student Loans Income Share Agreements a New Alternative Sheila Bair, who as head of the Federal Deposit Insurance Corporation from 2006 through 2011 was one of the few officials to warn of the 2008 mortgage crisis, is now hoping to forestall a similar mess in student loans. Her solution: a new kind of college funding option that would let students trade away a portion of future earnings for financial support now. Since taking over as president of Washington College in Chestertown, Md., in 2015, Bair has noted parallels between the rise of student indebtedness and the mortgage bubble that sparked the Great Recession. High student debt can have “tragic consequences,” she says. “It deters kids from starting businesses. That drags down economic activity. It’s the same dynamic as the mortgage crisis.” She tells MONEY she is now looking for donors to create a $1 million “educational investment” fund. The account would pay some of the bills of Washington College upperclassmen who need funding beyond scholarships and federal student loans. After graduating, they would repay the fund a percentage of their income. She believes the option â€" sometimes referred to as “deferred tuition” or “income share agreements” (or ISAs) â€" is better than a high-interest parent or private loan because “it automatically adjusts with the student’s income, so it is always affordable. It relieves financial distress.” Graduates who lose their job or take a low-paying job won’t be hounded for ISA payments they can’t make, she says. Bair is one of the highest-profile supporters of ISAs, which have been gaining some traction over the last couple of years. Several coding bootcamps have started to waive upfront tuition in return for a percentage of their graduates’ income. Last fall, Purdue University became the first traditional university in the country to launch broadscale experiment in ISAs. About 150 upperclassmen have gotten funding from the public Indiana school’s “Back a Boiler” fund, which requires students to pay about 3% to 5% of their post-graduate income for anywhere from seven to 10 years for every $10,000 they receive. (The rates and payback periods depend on the student’s year and major.) While only 7% of Americans had heard of ISAs, according to an American Enterprise Institute survey released last week, over half liked the idea once it was explained. The poll indicates “there is enough interest among parents and students to support an ISA market that is much larger than the one that exists today,” says Jason Delisle, the resident fellow who oversaw the survey. (Here’s a list of schools and programs offering ISAs for accredited colleges.) One Big Caveat Delisle points out a downside of ISAs, however, noting that they tend to be more expensive for undergraduates than current federal student loans. Undergraduate federal loans currently charge interest rates below 4% â€" making them the lowest-cost funding available other than scholarship grants â€" and already offer income-based repayment options, he points out. The problem is that the U.S. Department of Education limits traditional undergraduates to a maximum annual student loan of $5,500 to $12,500, depending on the student’s age and year. (Traditional undergraduates can only borrow $5,500 as freshmen. Adult students can borrow up to $12,500 a year.) Of course, many students need more than that. Even after subtracting out the average scholarship, the typical student at an in-state public university pays a net price of about $18,000 a year. And undergraduates at private colleges end up paying more than twice that amount, on average. As a result, many students who need additional funding feel they have no choice but turn to federal parent loans, which charge about 7% in interest this year, or private loans, which charge market rates. For most people, ISAs will end up being much more flexible and affordable than those loans, Delisle says. But for those who land high-paying jobs, an ISA would be the more expensive option. Bair says Washington College is working on the details, trying to balance the fund’s repayment need with a desire to make sure that students get a reasonable deal. Washington is considering charging 1.5% of a graduate’s income for every $10,000 in funding for the first five years, she says, then 2% for the next five years â€" with a similar .5 percentage point increase in income-based payments every five years until 150% of the original amount is repaid or 20 years have passed. That would probably be a slightly better deal than a 7% loan, which would offer no payment flexibility and would require a student to end up repaying a total of $15,000 over 10 years. “I think it has a lot of appeal,” Bair says. This story was corrected at 1:13 p.m. 1/31/2017 to correct the spelling of Jason Delisle’s last name.

How To Use Journalism Tactics In Networking - Work It Daily

How To Use Journalism Tactics In Networking - Work It Daily One of the perks of being a journalist is that you’re always meeting new people. Getting to know those people can help you build relationships and, consequently, lead you to contacts that could benefit you as a reporter in the long run. This article will tell you how to use your journalism tactics in networking. For me, interviewing new sources has always led to something positive. Whether it’s leading me to people who can make my article stand out or to a potential employer, talking and building a networking foundation with others has never hurt my evolving career. How To Use Journalism Tactics In Networking Here are some ways you can use journalism tactics to network with potential employers: Do Some Research: Use Your Resources Before I go after any source to request an interview, I always make sure I do some research first. It would be wonderful if I knew everything about anything, but sadly that’s not the case. The great thing about research these days is that you can conduct a fairly good amount of research from anywhere. Whether you want to use your computer, your tablet, or your smartphone, access to information has never been easier. If you don’t have any of those things, most public libraries allow visitors to use their computers for free. Now comes the tough part. How do you know who you’re going to contact? That all depends. Let’s say you’re looking to talk to a networking expert. Doing a simple search on your preferred browser can lead you to someone by entering your keywords, which in this case would be networking expert. You might get lucky and come to find a list of networking experts or you might stumble upon articles that are about networking. Clicking on articles about your topic never hurt because you also might find sources there. Maybe the person who wrote the article is someone who loves networking and is considered an expert on the topic. Continue this process and you’ll definitely find some key figures to talk to. Contact Potential Employers And Set Up A Meeting Now that you’ve found some people to talk to it’s time to set up a date. Just like there are easier ways to access information online, you can also find out how to contact someone online as well. Say if you found some potential people you can begin networking with and you’ve got their full-names, but no contact information, typing in their names into your web browser is a good first step to getting some results. If we’re still looking for a networking expert, chances are this person is going to have a website and any good website has contact information. If your source doesn’t have a web page you can also try social networking sites like Twitter, Facebook, or LinkedIn. You may not find a direct phone number, but you can use the direct messaging feature on any of the social media platforms above or even adding them to your friends list to get their attention. If they don’t respond immediately don’t panic. Instead, try sending them another message (without being too pushy). If it doesn’t work out, simply restart your search and find new contacts who you can talk to. Remember, this is a learning process and not everyone is going to respond immediately. On the flip side, if your networking expert has responded and is willing to meet, set up a date. Go out and get some lunch or some coffee. If they’re not local, set up a phone call or a Skype meeting to get some of that face-to-face contact. Remember to have some questions ready. If you’ve done your research, you’ll have plenty of things to talk about. Fortify Your Relationships And Continue To Build New Ones Once you’ve met with your source continue to talk to him/her to fortify your relationship. Maybe you can volunteer and help him/her out with something, or maybe you could go with them to a big networking event. The key to strengthening your relationship with someone is to keep in regular contact. That way, you're more memorable. Reaching out to others and building new relationships is never a bad idea. If you’ve already made a friend in your desired field, ask if they know anyone who can provide more insight on the job. You have nothing to lose, and if you’ve built a strong relationship with a source, you’ll only have more to gain. Related Posts 5 Quick Tips For More Confident Networking 5 Ways To Break The Ice At Networking Events Building Your Network: 5 Tips For Shy Networkers Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!